[Script] Insurance Technology

[LV]

Insurance Technology Download zip

Insurance Tech SPK Download


Note this script uses the {EMP} see thread for details..

Name : Insurance Technology

Description : Script that allows equipped ships to be insured
Version : 1.0
Date : 21/1/06
Author : LV




Detailed description:


Insurance technology is available from ALL Races Equipment Docks for 10k. Once a ship is equipped you can insure it against accidental loss and death via the "Insure Target" which will be available in your Special Commands Menu.



There are 2 options to choose from.

1. Fully Comprehensive Insurance.

The ship will be insured as well as all installed lasers/shields/wares

2. 3rd Party F+T

Just the ship is insured.



Insurance lasts for 24 game hours before it runs out.


You can check how long your ships insurance policy has left once insured by running the "Insure Target" command and a new policy can not be obtained for a ship until it has lapsed or there is less than 30 minutes left on the policy.

Running the "Insure Target" command on your ship will scan all of your ships and your logbook will return any ships who's policy is about to lapse.


No Claims Discount.

Your NCD is calculated by the amount of ships you have claimed against and the amount of ships that have been insured without a claim.

for each payout you gain 1 NCD point and for each ship that lives through it's policy period 1 NCD point is removed.

Your aim should be to keep your NCD at 1 point as your premiums will be lower, as your NCD increases cost to insure will increase until you end up Blacklisted.



Station Insurance coming soon™


Enjoy

Feel free to feedback on costs/time insured/problems/bugs while i get to work on stations and also different vendors

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Install:

Just extract the zip file to your main X3 directory


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Uninstall: Manually run plugin.insurance.uninstall via the script editor then delete the scripts you installed



(language files)

448819.xml

COMMAND_SPECIAL_535

EMP Mod Pack Ware
127;10513

[Cycrow]

nice

[djssuk]

Fantastic.

Some thoughts...

What about an 'auto renew policy option' for those with lots of money.
What about 'Insure all ships' for those with hundreds of ships
How about reductions if you have a fast ship or powerful defence (shields lasers) so a Nove with nothing is more expensie than a Nova with maxed everything?

Finally, do you have any examples of insurance quotes as the one shown seems high, although this is probably due to being blacklisted. For instance, I would expect to pay around 10% a year for car insurance (comp) so I expect a similar for my Novas

[withar]

YAY.....now I can build with the knowledge that if the milkmaid does hit the windmill it a’nt the end of the world (unless world is destroyed to )

Cheers LV

[Dioltas As Dia]

3rd party fire and theft...

classic LV

[Cycrow]

althou, if its 3rd party, doesn't that mean that if a pirate blows ur ship up, its the pirates insurance that should pay for the repalcement, not urs ?

[Dgn Master]

How bout insuring the players ship from stupidity like getting a coffee between stations only to get back to see an asteriod at VERY close range?

Claim Premium = intelligence - (coffee cost + (size of asteriod/autopilot fatigue))

Ah skip it, i guess you would have to interupt the game over screen.

Reload time.

BTW nice idea!

[argharg]

Excellent, as usual LV, plz pack your scripts in the nice cycrow installer in a big file, would make our life easier

[Bud]

It would have to be a Teladi insurance scam.

Is there a paragraph to a sub-clause which refers to annex F, which states soley a wholey based on which is described in para iix, chapter 47,
page 92, section 89 of the Teladi Company Insurance By-laws, state in the very very very small print, that at some point in time you'll be screwed over the first chance you make a claim.

[steeljacket488]

Nice script idea but after many tries I at last can not make it work. So for now I will let this one set ingame waiting for Cycrow installer.

[Saint-Ashley]

[steeljacket488]

Thank you

[ORIOLE]

Could you please implement an option whether the insurance should run continuesly or we can be notified after 24 hours that the ship's insurance will run out? I have many ships and some of them are taken out without my knowledge. With this script at least I will give the pilot a honourable "vent out of the airlocks".

[fud]

lol, so nice to see you have a functioning machine again.

[ORIOLE]

X3 has taken over my life