EDIT: Just a note to say that this was in reply to Beid's last post

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Yes, "Germany" was reluctant to lend the money. There's a number of reasons, and good ones, for this that aren't part of the IMF or the World Bank's remit:-
* Germany, when it signed up to the Euro, gained an implicit guarantee that the Euro would be a "strong" currency. This is now under threat.
* Germany, when it signed up to the Euro, obtained a "no bailout" agreement (perhaps implicitly, I am not sure about this). This has now been thrown out of the window.
* To support this countries weren't meant to "cheat" to get into the Euro. They did (and Greece is by no means the only one, even France fiddled the books with a pension tweak). Everybody knew they did. But it was impolite to mention it. Now it's being brutally exposed.
* "Germany" doesn't like the fact that it retires at 67 when "Greece" retires at 53 (allow me some wriggle room on the numbers, the thrust of the argument is correct).
* The EU, of which Germany (with France) is one of the major drivers, is now having to face the fact that the Euro was a political project as much as, if not more than, a financial one. But this is not the message that was sold to the EU during its inception.
* At the same time the "EU", in the form of its political masters, is too proud to seek external help - look at how grudgingly the IMF's involvement was accepted, mainly because it would shine a bright light on some of its underlying structural flaws.
* Angela Merkel's government has a majority of one seat. There is a local election due imminently. Her opponents are making hay with all of the above.
* Nobody (ie European politician) wants to admit to the fact that their banks (whatever country you talk about) have huge exposure to Greece. If Greece defaults then European banks stand to loose billions, and will require another bailout on the same scale as we saw over the last couple of years. I suspect that this won't go down very well with the electorates

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In short, truth is the first victim of politics. In Germany, for which read "the rest of Europe", we see a macro version of Greece's politicians (and parents) being unwilling to confess to the fact that the country was living on borrowed time (and the parents enjoying the sunshine on the backs of their childrens' hardship).
Compare and contrast with Ireland. Now there is a country that has come clean, and a population that is getting down to it. I mean no disrespect to Greece or its people by this, but I
do respect Ireland and its people.
The emperor has no clothes. But the population of Europe has been sold a haute couture message for the last ten years.
I can't breathe.
- George Floyd, 25th May 2020